About

Services

Calculators

0413 342 989 Book Appointment

Latest Articles from Fundex Capital

Check out the latest blog posts from Fundex Capital

Featured Articles

Image for What is Debt Consolidation Through Refinancing?

7th October 2026

What is Debt Consolidation Through Refinancing?

How consolidating personal debt into your mortgage can reduce monthly repayments and improve cash flow for Sydney homeowners.

Image for Variable Rate Investment Loans: The Pros and Cons

5th October 2026

Variable Rate Investment Loans: The Pros and Cons

Understanding how variable rate investment loans work in the current regulatory environment and whether rate flexibility suits your property investment strategy.

Image for Avoid These 5 Mistakes with Your Home Loan Repayments

28th September 2026

Avoid These 5 Mistakes with Your Home Loan Repayments

The most common repayment errors cost Australian borrowers thousands in avoidable interest and extend the life of their home loan by years.

Image for Top Strategies to Navigate Refinancing Approval

21st September 2026

Top Strategies to Navigate Refinancing Approval

Understanding how lenders assess refinancing applications in Sydney helps you prepare documentation, strengthen your position, and secure approval efficiently.

Refinancing

Image for What is Debt Consolidation Through Refinancing?

7th October 2026

What is Debt Consolidation Through Refinancing?

How consolidating personal debt into your mortgage can reduce monthly repayments and improve cash flow for Sydney homeowners.

Image for Top Strategies to Navigate Refinancing Approval

21st September 2026

Top Strategies to Navigate Refinancing Approval

Understanding how lenders assess refinancing applications in Sydney helps you prepare documentation, strengthen your position, and secure approval efficiently.

Image for Avoid These 5 Mistakes in Your Refinancing Timeline

20th September 2026

Avoid These 5 Mistakes in Your Refinancing Timeline

Understanding how long refinancing takes and what drives delays will help you switch lenders at the right time without losing rate opportunities.

Investment Loans

Image for Variable Rate Investment Loans: The Pros and Cons

5th October 2026

Variable Rate Investment Loans: The Pros and Cons

Understanding how variable rate investment loans work in the current regulatory environment and whether rate flexibility suits your property investment strategy.

Image for The Risks and Protections of Investment Loan Strategy

16th September 2026

The Risks and Protections of Investment Loan Strategy

How legislation changes, serviceability buffers and portfolio structure affect your rental property borrowing capacity and cash flow in Sydney's investment market.

Image for Simple hacks to structure a positive geared investment loan

9th September 2026

Simple hacks to structure a positive geared investment loan

How to select investment loan features and repayment structures that deliver rental income above your holding costs from the first month

Image for Understanding the Basics of Multiple Investment Properties

7th September 2026

Understanding the Basics of Multiple Investment Properties

How borrowing capacity, deposit requirements and tax changes affect investors building a portfolio of residential rental properties across Australia

Home Loans

Image for Avoid These 5 Mistakes with Your Home Loan Repayments

28th September 2026

Avoid These 5 Mistakes with Your Home Loan Repayments

The most common repayment errors cost Australian borrowers thousands in avoidable interest and extend the life of their home loan by years.

Image for Beginner's Guide to Buying a Four Bedroom Home

10th September 2026

Beginner's Guide to Buying a Four Bedroom Home

A structured overview of home loan structures, deposit requirements, and financing strategies for purchasing a four bedroom property across Australia.

Image for Proven Tips to Navigate the Home Buying Process

2nd September 2026

Proven Tips to Navigate the Home Buying Process

A practical guide for Sydney residents on securing finance, understanding loan structures, and preparing for settlement with confidence.

Image for Avoid These 5 Costs When Comparing Fixed Rate Loans

31st August 2026

Avoid These 5 Costs When Comparing Fixed Rate Loans

Understanding upfront fees, ongoing charges, and break costs can save Sydney borrowers thousands over the life of a fixed rate home loan.

Image for The Pros and Cons of Home Loan Structure Options

27th August 2026

The Pros and Cons of Home Loan Structure Options

Understand how variable, fixed, split and offset structures affect your repayments, flexibility and long-term costs when choosing a home loan in Sydney.

Image for Everything you need to know about home loan structure

27th August 2026

Everything you need to know about home loan structure

Understanding how to structure your loan can determine how much interest you pay and how quickly you build equity in your Sydney property.

Image for Smart ways to purchase a larger home for your family

27th August 2026

Smart ways to purchase a larger home for your family

Practical guidance for families upgrading to a bigger property, including borrowing capacity, loan structures and how to position your application.

Image for The Easiest Way to Understand Property Valuation

27th August 2026

The Easiest Way to Understand Property Valuation

How lenders assess your property's worth and what it means for your home loan application in Sydney's property market

Construction Loans

Image for Simple Hacks to Finance a Custom Home Build

14th September 2026

Simple Hacks to Finance a Custom Home Build

Understanding how construction loans work when you're building a custom home, including progressive drawdowns, fixed price contracts, and what lenders assess.

First Home Buyers

Image for House and Land Packages: What Not to Overlook

4th September 2026

House and Land Packages: What Not to Overlook

How first home buyers in Sydney can structure finance for house and land packages without doubling costs or missing concessions.

Image for Beginner's Guide to First Home Buyer Mistakes

28th August 2026

Beginner's Guide to First Home Buyer Mistakes

Understanding the most common errors Sydney first home buyers make and how to structure your purchase to avoid unnecessary costs and delays.

Recent Articles

Image for How to Structure Your Home Loans When Building a Property Portfolio

28th August 2026

How to Structure Your Home Loans When Building a Property Portfolio

Building a property portfolio takes more than getting the next loan approved. The right loan structure, lender selection and equity strategy can help preserve flexibility for your next few moves.

Image for Should You Get Your Finance Ready Before the Property Market Moves?

28th August 2026

Should You Get Your Finance Ready Before the Property Market Moves?

You don’t need to predict where the property market is heading. Understanding your equity, borrowing capacity and loan structure now can put you in a stronger position when the right opportunity comes along.

Image for Why Your Borrowing Capacity Can Change — Even When Your Income Hasn't

28th August 2026

Why Your Borrowing Capacity Can Change — Even When Your Income Hasn't

Your borrowing capacity isn't fixed. Interest rates, lender policies, existing debts and loan structure can all change how much you can borrow — even when your income stays the same.

Image for Should You Refinance Before Buying an Investment Property?

27th August 2026

Should You Refinance Before Buying an Investment Property?

Your existing loans can shape what you can borrow next. Reviewing your finance, equity and loan structure before you buy could put you in a stronger position for your next investment.

Image for How Much Equity Can You Actually Access From Your Property?

27th August 2026

How Much Equity Can You Actually Access From Your Property?

Having equity and being able to borrow against it are two different things. Here’s how usable equity works and what determines how much you can access.

Ready to chat to one of our team?

Book Appointment

Contact

Level 57/25 Martin Place, Sydney NSW 2000

Fundex Capital Pty Ltd ABN: 12 656 758 468. Credit Representative #537772 is authorised under Australian Credit Licence #384704.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.