First Home Buyers

We'll help you into your First Home

Rated 5 from 146 Reviews

We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the FBAA and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

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Buying your First Home

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

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Sujan Hong

Terry was fantastic to work with. Provided great guidance, was prompt with his responses and I got what I needed with my refinance. Highly recommended!!

김태익

I had to inherit my mother's house after she passed away. And Terry from Fundex Capital helped me a lot to get my mortgage and paperworks without any hesitation. I would like to recommend this financial support to everyone who's looking for mortgage or other financial loans.

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Darusan Ratnam

I recently worked with Terry for both a new construction loan and a refinance of my existing loan, and I couldn't be happier with the experience. From start to finish, he was incredibly helpful and patient. No question was too small, and he made sure I understood every step of the process. What really stood out was how prompt he was with his responses. Whenever I had a query, I never felt like I was left waiting or in the dark. He took the time to explain everything clearly. I would highly recommend Terry and the Fundex Capital team to anyone looking for a mortgage broker who is knowledgeable, communicative, and truly committed to getting the best outcome for their clients. Thanks Terry and the team.

Frequently Asked Questions

Can you get a better interest rate with a mortgage broker?

Often, Brokers have relationships with various lenders. We go through a process of accreditation with each lender which builds trust and opens the door to beneficial rates and services. Get in touch today and we will see if we can negotiate on your behalf.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

What service does a mortgage broker provide?

Brokers are here with a stockpile of knowledge and contacts. It is our job to help you from start to finish with research, paperwork, communicating with the lender and finally settlement. We handle all of the paperwork and communication for you to ensure a smooth and easy process.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you. Our services won’t cost you a cent. Commonly, brokers get their fees paid by the lender after your finance has settled.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Ready to get started?