Refinancing

When was the last time you had a home loan health check?

Refinancing your mortgage with Fundex Capital can unlock numerous financial benefits and opportunities for your future. Our approach ensures a smooth and beneficial refinancing process, tailored to meet your evolving needs. Here’s how we can help:

Lower Interest Rates: Secure a lower interest rate to reduce your monthly payments and save money over the life of your loan.
Consolidate Debt: Combine high-interest debts into a single, manageable loan with lower interest rates, simplifying your finances.
Access Home Equity: Unlock the equity in your home for renovations, investments, or other financial needs, enhancing your property’s value and your financial flexibility.
Adjust Loan Terms: Modify your loan terms to better suit your current financial situation, whether that means shortening your loan period or reducing monthly payments.
Expert Financial Review: Benefit from a comprehensive review of your financial situation to ensure refinancing offers you the maximum advantage.

With Fundex Capital, refinancing is more than just getting a new mortgage—it’s a strategic move towards achieving your financial goals. Let us guide you through the refinancing process with ease and expertise, optimizing your mortgage to better serve your future.

Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

N

I had a great experience working with Terry and his team. He was approachable, reliable, prompt, and efficient throughout the entire process. He is highly knowledgeable and capable, with a strong understanding of how to help his clients achieve their goals while taking their individual needs and circumstances into consideration. I first spoke with Terry about a year ago before deciding to explored other brokers. As my house search continued, I found myself remembering my conversations with Terry. His patience, calm and understanding nature, and genuine, client-focused approach had left a lasting impression on me. That was what led me to reach out to him again a year later. One of the things I appreciated most was his ability to communicate clearly and explain complex information in simple, easy-to-understand terms. He was always available to answer my questions and took the time to explain things thoroughly without ever making me feel rushed or that my questions were silly. I felt comfortable asking questions, knowing I would be met with patience and understanding rather than judgment. His willingness to ensure I understood each step of the process gave me confidence and peace of mind. He remained calm and solution-focused when challenges arose, working collaboratively with me to find practical solutions. I particularly appreciated his problem-solving skills, reliability, and commitment to helping me achieve my goals. I would highly recommend Terry to anyone looking for a knowledgeable, dependable, efficient and supportive broker who genuinely cares about his clients and goes the extra mile to help them achieve the best possible outcome.

J

Jason

I had a great experience with Fundex Capital. Terry and the team was professional, responsive and very helpful throughout the whole process. They made everything straightforward and easy to understand, and I really appreciated their guidance and support. Would definitely recommend Fundex Capital to anyone looking for a reliable and professional team. Thanks again for all your help Terry!

QT

Quan Tran

Terry has been an amazing team player to get the loan across the line

Frequently Asked Questions

Can you get a better interest rate with a mortgage broker?

Often, Brokers have relationships with various lenders. We go through a process of accreditation with each lender which builds trust and opens the door to beneficial rates and services. Get in touch today and we will see if we can negotiate on your behalf.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

What service does a mortgage broker provide?

Brokers are here with a stockpile of knowledge and contacts. It is our job to help you from start to finish with research, paperwork, communicating with the lender and finally settlement. We handle all of the paperwork and communication for you to ensure a smooth and easy process.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you. Our services won’t cost you a cent. Commonly, brokers get their fees paid by the lender after your finance has settled.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.