First Home Buyers
We'll help you into your First Home
Rated 5 from 110 Reviews
We'll help you into your First Home
Rated 5 from 110 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the FBAA and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentTN
Thoshini Niy
After coming from an unsatisfactory experience with another broker, Terry was able to understand the position I was in and provide me with more realistic attainable loan options for my 1st investment property. Terry was crazy responsive - usually replies within 5-10minutes, answered all of my questions and made the loan process efficient and smooth. Looking forward to using Fundex Capital again. Thanks Terry!
RL
Richard L.
Terry is not only knowledgable but also has been super easy to work with as our broker. One of my key criterias was a broker that could communicate well that's what Terry and his team did. Would highly recommend regardless at what step you are on your house buying journey.
ZC
ZENGLIN CHEN
I had a fantastic experience working with Terry as my mortgage broker. He was always prompt and clear in his communication, providing timely updates and answering all my questions thoroughly and patiently. Throughout the entire process, I felt well-informed and supported. Terry also helped me find a loan option that perfectly suited my needs. I’m very happy with the service and would highly recommend him to anyone looking for a reliable and professional broker.
Often, Brokers have relationships with various lenders. We go through a process of accreditation with each lender which builds trust and opens the door to beneficial rates and services. Get in touch today and we will see if we can negotiate on your behalf.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Brokers are here with a stockpile of knowledge and contacts. It is our job to help you from start to finish with research, paperwork, communicating with the lender and finally settlement. We handle all of the paperwork and communication for you to ensure a smooth and easy process.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you. Our services won’t cost you a cent. Commonly, brokers get their fees paid by the lender after your finance has settled.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Fundex Capital ABN: 12 656 758 468, Fundex Capital Pty Ltd ABN: 12 656 758 468. Credit Representative #537772 is authorised under Australian Credit License #384704.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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