Construction Loans

Turn your building plans into a reality with a construction loan

Rated 5 from 113 Reviews

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We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

We're a proud member of the FBAA and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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Chelsea Law

Terry was so easy to deal with and handled everything to get my refinance settled with ease. He knows how busy I am so only asked for what was required at a minimum to process my refinance. So happy with the outcome and such a delight to work with!

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steven merry

Very professional and walked us thoroughly together every step of the way. Went above and beyond to work with us on our needs. High recommended.

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Hannah Song

Terry is a true expert in his field, whom I recommend without hesitation. I recently went through the stressful process of selling a home and buying a new one, and what could have been the biggest hassle, securing a loan, was completely taken off our shoulders, huge thanks to Terry!! What sets Terry apart is his extensive banking experience and deep knowledge of lending products. He made the entire process simple and seamless, never overwhelming us with unnecessary detail. Because of the trust we had in his expertise, we were able to focus on the other aspects of our move, which made all the difference during an otherwise stressful time. We can’t thank you enough, Terry, for your professionalism and support in helping us secure our new dream home. We couldn’t have achieved without your help. Thank you again, I would always & enthusiastically recommend you to anyone seeking lending services.

Frequently Asked Questions

Can you get a better interest rate with a mortgage broker?

Often, Brokers have relationships with various lenders. We go through a process of accreditation with each lender which builds trust and opens the door to beneficial rates and services. Get in touch today and we will see if we can negotiate on your behalf.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

What service does a mortgage broker provide?

Brokers are here with a stockpile of knowledge and contacts. It is our job to help you from start to finish with research, paperwork, communicating with the lender and finally settlement. We handle all of the paperwork and communication for you to ensure a smooth and easy process.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you. Our services won’t cost you a cent. Commonly, brokers get their fees paid by the lender after your finance has settled.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

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