Construction Loans
Turn your building plans into a reality with a construction loan

Rated 5 from 120 Reviews
Turn your building plans into a reality with a construction loan
Rated 5 from 120 Reviews
Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.
Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.
We're a proud member of the FBAA and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.
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David Lee
Terry helped us get into our first home, and the level of care and communication was truly amazing. He negotiated with the bank and secured an attractive rate for us. I highly recommend reaching out to him and the team at Fundex Capital.
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Itziar Benito
My experience with Fundex Capital has been excellent. It’s a highly professional company with a team that truly cares about providing a transparent, efficient, and personalised service. From the very first contact, they showed deep knowledge of the Australian property market and great attention to detail. In particular, I would like to highlight Terry Wong, who guided me through the entire process of purchasing my apartment. Terry combines extensive experience with exceptional kindness and commitment. He is always available to answer questions, explain every step clearly, and make sure you feel confident and well-informed throughout. Thanks to his dedication, the process was much easier and smoother than I expected. I highly recommend Fundex Capital, and especially Terry Wong, to anyone looking to buy a property with the support of a professional, trustworthy, and caring team.
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Monique Lim
Terry was the fourth mortgage broker I approached and I knew after our first chat that I wanted to work with him. He is super responsive (even on weekends!) and very patient and knowledgeable. I highly recommended Terry and would definitely work with him again.
Often, Brokers have relationships with various lenders. We go through a process of accreditation with each lender which builds trust and opens the door to beneficial rates and services. Get in touch today and we will see if we can negotiate on your behalf.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Brokers are here with a stockpile of knowledge and contacts. It is our job to help you from start to finish with research, paperwork, communicating with the lender and finally settlement. We handle all of the paperwork and communication for you to ensure a smooth and easy process.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you. Our services won’t cost you a cent. Commonly, brokers get their fees paid by the lender after your finance has settled.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.