Latest Blog
Sneaky rate hikes – is your lender behind them?
10 August 2023
The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable home loan rates. Here’s how borrowers are fighting back.
Read moreWhat is mortgage stress and how can you manage it?
8 August 2023
With the double whammy of rising cost of living pressures and the Reserve Bank significantly lifting official interest rates to combat inflation, many thousands of homeowners are struggling to make their monthly or fortnightly mortgage repayments. A broker can help to ease the pain and anxiety of mortgage stress with
Read moreHas the tide turned? What the RBA rate pause means for homeowners
3 August 2023
Mortgage holders rejoice – the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the second month in a row. So have we finally reached calmer waters? Or is there one last rate rise wave headed our way?
Read moreServiceability buffer and what does it mean?
1 August 2023
In these times of greater cost of living pressures coupled with higher interest rates, those looking to obtain housing finance or refinance their existing loan can face a stricter test from lenders to secure that mortgage. Lenders are required to examine a borrower’s ability to repay a loan at a
Read more